Banking Industry Architecture Network (BIAN)

Modernize Banking Systems for the Next 20 Years


Fintechs are taking the lion’s share of customers using emerging technologies to create products and services
that meet their needs and expectations.

The current technology of banks cannot:

Adapt fast enough to implement new business requirements arising from fast-changing customer demands.

Provide tech savvy Gen-Z and Millennial consumers with the superior user experience they are accustomed to in every other area of their lives.

Traditional monolithic software applications used to implement core banking functions have resulted in unmanageable IT architectures that:

  • Hinder agility
  • Increase costs
  • Impede speed-to-market
  • Create data silos

Over 60% of the IT budgets for banks goes towards integration

What must banks do to deliver value?

To gain a sustainable competitive advantage, banks must use modern technology solutions to improve business performance, enabling them to meet customers’ expectations quickly and successfully.

Banking Industry Architecture Network (BIAN) is a framework that reflects today's dynamic market conditions.

Created by the world’s leading banking architects, the BIAN framework:

  • Defines the entire business logic of a modern bank in the form of Microservices and APIs
  • Exposes closed core-banking functions as open, standards based microservices.

Using the BIAN framework on Fiorano’s Hybrid Integration Platform, banks can:

Fiorano enables extraction of data from core banking systems and provides integration and API capabilities that match BIAN models.

Fiorano’s platform delivers all the tools needed to create agile digital architectures including:

To learn more about the Banking Industry Architecture Network(BIAN), please visit: www.bian.org

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