The Revised Payment Services Directive (PSD2) is a regulation of the European Union that simplifies the process of making online electronic payments across the banking value-chain. While strictly applicable within the 28-member European Union, the benefits of the regulation to end-customers coupled with increased competition and innovation across the industry driven by Open Banking make it interesting to a broader, global audience.

PSD2 will open up new opportunities to utilize banks’ internal data in real-time and at scale, as part of delivering customer services with the help of third party providers. PSD2 not only simplifies electronic payments but also mandates critical organizational changes across the entire retail-banking value-chain.

The white paper covers the following topics:

• PSD2 Aims and Implementation
• The Regulatory Technical Standards
• Requirements for PSD2 Compliance
• The Role of APIs
• How banks can achieve PSD2 compliance with Fiorano™ PSD2 end to end Accelerator

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